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Retailer

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Your Shop, Your
Digital Banking Counter

Turn Your Shop Into a Digital Payment Counter

As a Retailer, you're the ground-level face of AutoPay's services. Offer AEPS, DMT, BBPS, mobile recharge and UPI collect directly to walk-in customers at your counter, earn commission on every single transaction, and get your own dashboard to track earnings in real time — all with support from your Distributor whenever you need it.

AEPS & DMT Bill Payments Mobile Recharge UPI Collect

Entry-Level Partner Tier

Where a Retailer Fits in Our Business Network

Company

ASM

TSM

MD

DT

Retailer

What You'll Do as a Retailer

Serve Walk-in Customers

AEPS cash withdrawal, balance enquiry & mini statement for local customers using just Aadhaar.

Send Money Instantly

Domestic Money Transfer (DMT) to any bank account across India, settled in real time.

Collect Bill Payments

Electricity, DTH, gas & 100+ billers via BBPS, all from a single counter.

Recharge & UPI

Mobile/DTH recharge and UPI collect/QR payments completed in seconds.

How to Become a Retailer

1

Register & Complete KYC

Sign up with your PAN & Aadhaar and get verified by your Distributor or the company.

2

Get Your Retailer ID & Device

Receive login credentials, a biometric device for AEPS, and a starter wallet balance.

3

Start Transacting & Earning

Serve customers daily across all services and earn transparent, instant commission.

Why Become a Retailer

Instant Commission

Earn on every transaction, credited to your account in real time.

Low Investment to Start

No heavy franchise fee — start small and grow at your own pace.

24x7 Dashboard Access

Track every transaction and your earnings live, anytime, anywhere.

Dedicated Support

Your Distributor and our support team are always there to back you up.

Estimate Your Retailer Income

Retailer Income Calculator

Move each service slider to match your daily counter volume

AEPS

30 txns/day × ₹6 = ₹180

DMT

25 txns/day × ₹8 = ₹200

BBPS

15 txns/day × ₹5 = ₹75

Mobile Recharge

20 txns/day × ₹2 = ₹40

UPI Collect

30 txns/day × ₹1 = ₹30

Estimated Daily Income

₹0

Estimated Monthly Income

₹0

This calculator is illustrative only, based on typical per-transaction commission rates, and does not guarantee earnings. Your actual commission structure will be shared during onboarding and is governed by your partner agreement.

Retailer Responsibilities & Compliance

As the customer-facing point of our network, Retailers must follow these guidelines on every transaction:

Complete customer KYC verification before any AEPS/DMT transaction, as per RBI Business Correspondent guidelines.

Maintain adequate cash balance at your counter to honor withdrawal requests responsibly.

Never share your login credentials, device or OTP with anyone, including customers.

Issue a transaction receipt or SMS confirmation to the customer for every transaction.

Report any suspected fraud or disputed transaction within 48 hours as per RBI's grievance-redressal timelines.

Follow RBI-mandated limits — AEPS ₹25,000/day withdrawal, DMT ₹10,000/txn & ₹25,000/month cash pay-out.

This information is provided to help Retailers understand their responsibilities and is not exhaustive. Always refer to the latest RBI/NPCI circulars and your Distributor/sponsor bank's onboarding terms.

Who Can Become a Retailer?

Any Indian resident, 18 years or older

Valid PAN & Aadhaar for KYC

A shop, counter or fixed point of service

A smartphone or computer with internet connectivity

Start Your Retailer Journey Today

Register now and start earning commission on every transaction from your own counter.

Get Started Now Contact