Reliable Cash Management for Businesses

Our Cash Management Services (CMS) help businesses and enterprises collect, reconcile and deposit cash and cheque payments efficiently across multiple locations — with full transaction-level tracking and daily reconciliation reports.

Cash Collection Reconciliation Multi-Location

RBI Business Correspondent Cash-Handling Norms

What CMS Offers Your Business

Cash Collection

Collect cash payments across multiple retail/franchise locations.

Daily Reconciliation

Automated end-of-day reconciliation reports for every outlet.

Audit Trail

Complete, tamper-proof transaction logs for every cash movement.

Multi-Location Support

Manage cash flows across branches, franchises and outlets centrally.

RBI Guidelines & Rules for CMS

Cash handling for CMS follows RBI's Business Correspondent cash-management norms. Key points for retailers:

Daily reconciliation mandatory for every cash-handling outlet, per RBI's BC cash-management norms.

Cash-in/cash-out limits are set by the sponsor bank within RBI's BC guidelines.

Audit trail required: every cash movement must be logged and traceable for compliance checks.

Cash-in-transit insurance recommended for outlets handling high daily cash volumes.

This information is provided to help retailers understand the regulatory framework and is not exhaustive. Always refer to the latest RBI/NPCI circulars and your sponsor bank's onboarding terms before offering this service.

Who Can Use Our CMS Services?

Registered businesses and enterprises

Valid business KYC (GST/PAN)

Multiple retail/franchise outlets (preferred)

A designated bank account for settlement