Our wallet solution is issued under RBI's Master Directions on Prepaid Payment Instruments (PPIs). Key limits every business/user should know:
Full-KYC PPI limits: max outstanding balance & monthly debit of ₹2,00,000; P2P transfer capped at ₹25,000/month.
Cash loading capped at ₹10,000 per month per wallet.
Cash withdrawal (where permitted) capped at ₹2,000/transaction and ₹10,000/month.
Small/minimum-KYC wallets have lower limits and can be used only for goods & services, not P2P transfer or cash withdrawal.
Regulatory review in progress: a draft PPI Master Direction (2026) is under RBI consultation and may revise these limits.
This information is provided to help businesses and users understand the regulatory framework and is not exhaustive. Always refer to the latest RBI circulars and your issuing bank's terms before using this service.